Service 01 · Wealth Management
Wealth management from a CFP® professional who is a CPA.
Investment management built around your real situation — your tax bracket, your retirement timeline, your business cash flow. Fiduciary advice; no commissions. Fee-only financial advisor.
WHAT WE DO
Investments managed in context, not in isolation.
01
Portfolio management with tax in mind
Asset location, tax-loss harvesting, gain/loss budgeting — managed against your real tax picture, not in a vacuum.
02
Retirement income strategy
Withdrawal sequencing across taxable, tax-deferred, and Roth accounts to keep effective tax rates low and benefits intact.
03
Roth conversion analysis
Multi-year modeling that finds the right window — typically the gap between retirement and required minimum distributions.
04
Concentrated stock & business sale planning
For owners and executives: timing, installment options, charitable strategies, and qualified small business stock analysis.
05
Beneficiary & estate coordination
Working with your attorney so beneficiary designations, trust structures, and tax outcomes align.
An advisor who can’t see your tax return is guessing about half of your financial life. Every rebalance, withdrawal, conversion, and contribution has tax consequences — and they get bigger as your wealth grows.
We manage portfolios with full visibility into the tax side. That means smarter asset location, intentional gain/loss realization, and withdrawal sequencing that reduces tax surprises.
· Fee-only · Fiduciary CFP® professional · No commissions · Year-round planning
FINANCIAL ADVISOR + CPA. ONE FIRM.
When your financial advisor and CPA don’t coordinate, you pay for it every year.
Bring wealth management and tax strategy under one relationship. Discover what integration may save you:
Office hours · Mon–Fri
8:00 AM – 4:30 PM
850 S McHenry Ave, Ste D
Crystal Lake, IL 60014